IBA SUCCESS MAGAZINE Issue 2 Vol 4 | Page 50

SHAKERS & MOVERS n BITCOIN & CRYPTO CryptoConvo Chronicles From My Last “Coffee and Crypto” Event By Tony Tate, Blockchain Asset Analyst Jennifer, Bitcoin is a digital currency (or what you will hear a lot CRYPTO- CURRENCY) that brought its underlying blockchain technology to the world. The reason that I, and so many others, think it is so remarkable, is that this digital money is not controlled by any central authority that can fail or be banned from taking part in the global money remittance network. The Bitcoin network is completely decentralized and the currency is produced by a community that anyone can freely join. Because Bitcoin is produced and held digitally, it can be transferred almost freely and instantly, no matter the transaction amount. Bitcoins are created by miners, through a process called mining, that uses open source software to solve mathematical problems. There will only be 21 million Bitcoins that can ever be mined and thus it is a deflationary asset that is just as good (in my opinion, better than) traditional fiat money; yet unlike money, produced by central banks in arbitrary amounts “OK Tony, but now I have a question: WHAT IS MINING?” — Scott V. The act of mining creates Bitcoin and many other digital currencies. The members of the network provide their computational power for calculating 48 IBA Success Magazine n VOL 4, Issue 2 mathematical problems, and for this effort they are rewarded with currency units. In the Bitcoin network, there is a daily global reward of 1,800 Bitcoins distributed to the miners. Think of it like, “if there was a little game filled with little cyber accountants verifying and confirming transactions.” However, the more people that are mining, the more competitive it gets. Computers are good at solving equations, so the networks create more difficult problems by the minute. There are already numerous types of specialized hardware on the market that have been designed specifically for digital currency mining. when their value increases. Depends on your education level; as to how you would approach that; which is where Currency Cadets come in. We “Make currencies make sense!” “Alright, but what about the alternate coins, or Altcoins, that I hear about—Ethereum, Litecoin, Augur, Dash, Monero—do they work the same way?” — Stephen B. Well actually there are a few different “types” of Cryptocurrency. There are “Currency” Cryptocurrency, “Utility” Cryptocurrency, and “Application/ Platform” Currencies. Some are used to help facilitat