Small businesses face challenges to remain competitive in today’ s market. With the ever increasing costs of medical insurance, workers compensation and concerns such as the ability to attract and retain quality employees, there is also the issue of employee loyalty, all of which affects the company’ s bottom-line.
Aflac was founded on a promise to help provide immediate protection and peace of mind that comes from being prepared for whatever challenges life may bring.
Over the past 60 years, Aflac has provided income protection to employees of small, midsize and large companies at no direct cost to the employer.
According to the Aflac 2016 WorkForces Report:
Employers believe benefits are extremely or very influential on:
• Job satisfaction – 49 %
• Loyalty to employer – 45 %
• Decision to leave – 31 %
• Willingness to refer a friend – 31 %
• Work productivity – 42 %
Top Employee Findings:
• 65 % of employees would be able to pay less than $ 1,000 for out-of-pocket expenses associated with an unexpected serious illness or accident.
• 59 % would not be able to adjust to the large financial costs associated with a serious injury or illness.
• 60 % of workers are at least somewhat likely to take a job with slightly lower pay but better benefits.
• 42 % of employees said improving their benefits package are one thing their employer could do to keep them in their jobs.
• 60 % of employees see a growing need for voluntary benefits
Aflac is the number 1 provider of voluntary insurance in the United States, with over 3500 employers in Central Florida allowing their employees to take advantage of the benefits, which pays cash directly to them at the time when they need it most, should they or a family member becomes sick or injured.
• The difference between Aflac and major medical insurance: Major medical insurance is intended to pay the hospital, the doctors, labs etc. in which case the employee has out of pocket expenses at a time where they are experiencing loss of income. Aflac fills that gap by paying directly to the policyholder so they can pay for things like rent, groceries, and childcare etc.
• All Aflac policies are employee paid: There is no cost to the employer
• Aflac policies are portable: The employee can take the policy with them if they become separated from their employer.
• Aflac rates are stable: your premiums will never be raised because you filed claims.
1650 Sand Lake Rd. • Orlando, Florida 32809 | www. Aflac. com
Davidson Wallace
Cell: 407-797-2489 Fax: 407-438-9196 davidson _ wallace @ us. aflac. com
Cynthia Wright-Sheppy
Cell: 407-580-6145 Office: 407-438-8180 cynthia _ wrightsheppy @ us. aflac. com